T&E Solo Pack · Pennsylvania · Week Of May 25, 2026

Pennsylvania.

Your state's pack. New issue every Monday. Bookmark it. I built this for the Pennsylvania T&E solo who knows Title 20 cold but still loses an afternoon a week tracking the moving Medical Assistance pieces — and who plans around a state with no TOD deed and no homestead exemption but a probate-only recovery program.

For licensed attorneys. This pack is general legal information and professional commentary for practicing attorneys — it is not legal advice, does not apply to any specific matter, and creates no attorney-client relationship. Verify every authority against the cited primary source before relying on it with a client. Published by Mike Moss, a Utah-admitted attorney, as an AI-enablement information product; it is not an offer of legal services and is not a representation that the author is admitted to practice in your jurisdiction.

PA
Pennsylvania · Keystone State
UPC — No (own Title 20)
Common Law — Yes
LTC — Medical Assistance (DHS)
Estate Recovery — Probate-only
T&E Solo Pack Built for Pennsylvania attorneys
The Big Three · Week Of May 25, 2026

Here's what I'd want you to see from last week.

Three developments I think actually matter to a Pennsylvania T&E solo. Each has a read that lands on your practice specifically — and each comes with a reachable citation so you can verify it yourself before you use it with a client.

01

Pennsylvania recovery reaches only the probate estate — non-probate transfers escape.

Under Act 49 of 1994, 62 P.S. § 1412 and 55 Pa. Code Ch. 258, DHS recovers only against probate-estate property of recipients 55+; jointly owned and beneficiary-designated assets generally pass outside recovery.

This is the structural fact a Pennsylvania Medicaid plan is built around. Keeping the home out of probate — via a funded revocable trust, joint-with-survivorship title, or a life-estate deed — is the recovery play. The malpractice trap is the unfunded trust that leaves the home in the probate estate.

62 P.S. § 1412 (Act 49 of 1994); 55 Pa. Code Ch. 258 · pacodeandbulletin.gov

02

Pennsylvania has no TOD deed and no homestead exemption — the workarounds are different here.

Pennsylvania does not authorize a transfer-on-death deed for real property (a death-effective deed is treated as testamentary), and it has no general homestead exemption; tenancy by the entirety is the principal residence-protection device for married owners.

Don't draft a TOD deed PA won't recognize. To keep the home out of the probate estate (and thus out of recovery), use a funded trust, joint-with-survivorship title, or a life-estate deed — and lean on tenancy by the entirety for creditor protection during life.

PA: no TOD-deed statute; no state homestead exemption · pa.gov / nolo.com

03

The 2026 federal figures are set; Pennsylvania applies the lower home-equity limit.

Maximum CSRA is $162,660 (minimum $32,532); the single-applicant resource limit is $2,000; Pennsylvania applies the $752,000 home-equity limit.

Two places this lands: community-spouse protection math and high-value-home clients. Flag the 2028 OBBBA $1,000,000 flat home-equity cap now.

42 U.S.C. § 1396p · CMS 2026 Standards (medicaid.gov)

Week Of May 25, 2026

This week.

This week in Pennsylvania for the T&E solo with Medical Assistance-planning clients: what the Pennsylvania Bar Association, the PBA Real Property, Probate & Trust Law Section, and PA DHS put in front of you.

The bar CLE calendar, the DHS estate-recovery updates, and the federal standards all publish on different schedules. This is that sift, already done, with the link on each item.