Your state's pack. New issue every Monday. Bookmark it. I built this for the Colorado T&E solo working Medicaid-planning and estate files in a UPC state with a beefed-up homestead exemption, beneficiary deeds, and a probate-only recovery program that runs on creditor-claim timelines. Every item carries a reachable citation.
For licensed attorneys. This pack is general legal information and professional commentary for practicing attorneys — it is not legal advice, does not apply to any specific matter, and creates no attorney-client relationship. Verify every authority against the cited primary source before relying on it with a client. Published by Mike Moss, a Utah-admitted attorney, as an AI-enablement information product; it is not an offer of legal services and is not a representation that the author is admitted to practice in your jurisdiction.
Three developments I think actually matter to a Colorado T&E solo. Each has a read that lands on your practice specifically — and each comes with a reachable citation so you can verify it yourself before you use it with a client.
Health First Colorado's estate recovery (run by HCPF) reaches the probate estate — assets titled solely in the decedent's name or as tenants in common — and is pursued as a creditor claim subject to Colorado's probate creditor deadlines. Joint-tenancy-with-survivorship and beneficiary-deed property generally bypass probate and recovery.
For a Colorado solo this makes probate-avoidance the recovery-avoidance strategy: a § 15-15-401 beneficiary deed or survivorship titling keeps the home out of the recoverable estate. Mind the creditor-claim clock when administering.
HCPF, Health First Colorado Recoveries · hcpf.colorado.gov
C.R.S. § 38-41-201 (as amended by SB 22-086) protects $250,000 of homestead equity, rising to $350,000 where the owner, spouse, or dependent is elderly (60+) or disabled. The UPC homestead provision (§ 15-11-402) cross-references the § 38-41-201 exemption.
The elevated homestead reshapes creditor-protection and bankruptcy planning for elder clients and interacts with how much equity is at stake in recovery and lien analysis. Cite the elderly/disabled $350,000 tier when it applies.
C.R.S. § 38-41-201 (SB 22-086) · colorado.public.law
For Medicaid LTC eligibility Colorado elected the higher home-equity limit: $1,130,000 for 2026 (vs. the $752,000 federal floor most states use). Institutional income standard is $2,982/mo, resource limit $2,000, CSRA $32,532–$162,660.
Higher-value-home clients in Colorado keep more home equity exempt for eligibility than they would in a floor state — but OBBBA's flat $1M cap in 2028 will pull that down. Plan around the coming change for clients with appreciated homes.
Health First Colorado / HCPF; CMS 2026 figures · medicaid.gov
This week in Colorado for the T&E solo with Medicaid-planning clients: what the Colorado Bar, county bars, and HCPF / Health First Colorado bulletins put in front of you — from the elevated homestead tiers to the higher home-equity limit and the looming OBBBA cap.
Why the weekly sift is worth it for a Colorado solo: the elevated homestead, the higher home-equity election, and creditor-claim-based probate recovery make Colorado's planning math state-specific and time-sensitive.